A high mortgage payment can quietly strain your budget month after month. The good news is that your payment is not fixed forever. With the right strategies, many homeowners can reduce their monthly obligation and free up cash for other priorities. Refina
Jan 06, 2026 | Refinancing a Home
As we say goodbye to another year and ring in 2026, we want to thank you for letting us serve you and your family. From all of us, we hope your New Year is filled with health, happiness, and exciting new opportunities. Whether your goals include buying yo
Jan 01, 2026 |
FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification criteria. FHA compensating factors offer a solution by allow
Dec 30, 2025 | Purchasing a Home
These shorter loans come with higher monthly payments but much lower interest rates. This might save you a boat-load of money, especially if you are already a homeowner, trading up with lots of equity. Understanding the Basics: 15-Year vs. 30-Year M
Dec 26, 2025 | Interest Rates
As the holiday season fills our hearts with joy and our homes with warmth, we want to take a moment to wish you and your family a very Merry Christmas! From all of us at 18th Street Mortgage, thank you for being such an important part of our year. Your tr
Dec 23, 2025 |
Credit card debt affects millions of Americans, with high interest rates making it difficult to make meaningful progress toward becoming debt-free. A Home Equity Line of Credit (HELOC) offers one potential solution by allowing you to leverage your home's
Dec 16, 2025 |